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Deutsche Bank and Credit Suisse: analogies?

šŸ’°šŸ’£šŸ“ˆ The bond repayment decision of Deutsche Bank -> šŸ¤Æ caused confusion in the stock market: investors misunderstood šŸ¤¦


šŸ¦ Deutsche Bank caused a stir in the stock market by announcing the early repayment of a Tier 2 subordinated bond worth $1.5 billion: Investors' reaction seems irrational because early bond repayment is a sign of strength, not weakness;

šŸ‘„ Deutsche Bank has similarities and differences with Credit Suisse, but comparing them can create confusion;

šŸ‡©šŸ‡Ŗ Deutsche Bank has had legal and reputation issues and leadership changes in the last decade, but it is different from Credit Suisse because its assets are a smaller part of Germany's GDP (contrary to Credit Suisse's assets and their percentage of the Switzerland's GDP), and it has not experienced a bank run;

šŸ’¼ After its restructuring in 2019, Deutsche Bank improved its financial situation, closed major legal disputes, and sold or revitalized its commercial divisions. It ended 2022 with a net profit of ā‚¬5.7 billion and a Cet1 capital ratio of 13.4%;

šŸ’ø The market is going through changes with central banks draining liquidity and raising interest rates, which affects investors' portfolios and banks' profitability;

šŸ“‰ The market's volatility indicates the need to slow down the rate hikes, and Deutsche Bank may be at the forefront of this shake-up.


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