top of page

Effective Cash Flow Management: the example of Apple




Apple is known for maintaining a large cash reserve: in 2022, cash balance was around

$24 bln (+ $23 bln of marketable securities), not to mention the ongoing investment activities and repurchases of own stocks – which amounted to $89 bln!


They've been successful in generating positive cash flow through high-profit margins, strong sales, and a diverse product line.


Don’t be fooled by the decreasing value of cash on hand…

Look at what they generated and reinvested!




Effective cash management practices at Apple include…


→ Inventory Turnover

Apple keeps low levels of inventory and relies on a just-in-time manufacturing process: this reduces storage costs and risks of obsolescence



→ Diversification

Their revenue streams are diversified, coming from products like iPhones, iPads, MacBooks, as well as services like iCloud, Apple Music, and App Store sales


BUT ALSO IMPORTANTLY…


→ Investment

They invest their large cash reserves in short-term, low-risk, liquid assets, ensuring that cash is readily available for strategic acquisitions or research and development


CHECK OUT OUR GUIDES! → Read them FOR FREE on Kindle Unlimited → GO TO THE BOOKS PAGE


Comments


bottom of page